Private Mortgages

2nd or 3rd Private Mortgage Approved in under 24 Hours*

Ontario’s Premier Private Mortgage Broker for Bad Credit*, No Credit, or Good Credit

2nd or 3rd Private Mortgage

    Get the Mortgage You Need Even if You Have Bad Credit*

    Take out a private mortgage with Square Capital regardless of your credit and financial background. Our quick turnaround time ensures your mortgage will be quickly approved* so you can refinance your existing home asset or close the deal on your dream home. Apply today to get your first, second, or third mortgage approved.

    We Don't Rely on Income Verification or Credit Checks

    It is easier and faster to get a mortgage approved through Square Capital as we do not rely on credit history, income verification, credit checks, and other stringent guidelines and restrictions that traditional lending institutions impose. This allows us to easily secure the private mortgage your family needs to refinance your current home or purchase a new one. 

    Apply today to experience the Square Capital difference. You’ll see why we are one of Toronto’s top mortgage brokers for bad credit*, no credit, and great credit. 

    Already Have a Reverse Mortgage? No Problem

    Square Capital lets you secure a private mortgage on top of the reverse mortgage you already have on your property. Use your private mortgage to renovate your home, pay back taxes, invest in your kids’ college fund, or even finance that honeymoon you’ve been dreaming of. The possibilities are endless. 

    Loan Process

    How do our loans work?

    We’ve simplified the process. Apply for our loan in minutes, without painful paperwork or waiting in queues.

    Easy Application

    Complete our online application. It’s quick, easy, and confidential.

    Fast Decision

    If you’re pre-approved, e-Sign your application to confirm funds.

    Get Your Cash

    Cash deposited to your bank account as quickly as the next business day.

    Repay Your Loan

    The original amount & the fees will be debited from your bank account.


    Why Choose a Private Mortgage?​

    Getting a mortgage through a big bank or traditional lending institution isn’t always an option for Canadians or residents. Individuals and families turn to private mortgage brokers for a variety of reasons. The following are everyday situations borrowers come to Square Capital for a private mortgage:

    Banks often turn away borrowers who are perfectly capable of paying their mortgages. Square Capital specializes in dealing with borrowers who have been declined by banks. We’re the private mortgage broker who is there for you in those challenging situations.  

    Our fast* service also works to the benefit of our clients. Many of our borrowers come to us after they didn’t receive approval from a bank but need to close a deal on their future home or cottage within the next 24 hours*. Don’t lose out on your dream home because traditional institutions are holding you up! Our wide range of options ensures you will secure the private mortgage you need. 

    Low-Interest Rates​

    Square Capital offers some of the most competitive private mortgage interest rates in Ontario. Don’t be forced into a higher interest rate because the banks aren’t an option. We’ve assisted thousands of homeowners in securing low interest rates that work for them. 

    Your mortgage is the foundation on which you build your home, and you can make it work for your needs no matter your situation. Don’t settle; apply with us today, and secure a mortgage that works for you and your family. 

    Frequently Asked Questions

    Questions about Private Mortgages

    Ontarians consider private mortgages for different reasons including: unable to qualify with a prime lender (A or B lenders), for urgent or emergency short-term situations, when a prime lender declines your mortgage at the 11th hour, self-employed, bad credit, poor credit, low credit, second mortgage, third mortgage and bridging mortgage.

    Get In Touch

    Contact Details

    If you are interested in working with us then please drop us a line, we would love to hear from you.

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    Drop Us A Line

      Mortgage Application

      Once the form is submitted, we will contact you to discuss your needs and to answer any of your questions.